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LOANS

C&H Sugar Employees’ Federal Credit Union offers a variety of loans to help you make your dreams come true. All loans are processed with a completed loan application, credit report, and verification of salary/employment and debt ratio. Loans that are submitted by 9 a.m. are usually processed the same day. (Excluding HELOCís)

Forms and Additional Documents for Applying via Mail, Fax, or Drop Off to Credit Union

CONSUMER LOANS: Based on your credit status, you may qualify for up to $20,000.00

  1. Loan Application
  2. Copy of your current paycheck stub or last 2 years Income Tax Returns if self-employed


SHARE SECURED LOANS: Use your savings account funds to secure your loan while earning dividends on your account.

  1. Loan Application
Verification of Income not needed for secured loans


NEW VEHICLE LOANS:

  1. Loan Application
  2. Signed purchase agreement from dealer
  3. Copy of Policy from Insurance Provider showing coverage for the vehicle
  4. Copy of current paycheck stub or last 2 years Income Tax Return if self-employed


USED VEHICLE LOANS:

  1. Loan Application
  2. Copy of current paycheck stub or last 2 years Income Tax Return if self-employed
  3. Signed purchase agreement from dealer
  4. Car Inspection @ Credit Union Office-if private party
  5. Certificate of Title-if private party
  6. Copy of Current Registration
  7. Copy of Policy from Insurance Provider showing coverage for the vehicle

HOME EQUITY LINE OF CREDIT: Loan is based on the equity in your home

For Real Estate loans, please contact us for an application package.

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